Your first 10 sales are free — for the life of your store, not ten a month. After that, ₹10 a paid order: flat, never a percentage, and never added to your buyer's bill.
No card, no contract, no setup fee.
If a typical order is
On a ₹300 order
₹290
is yours. PayInBio takes ₹10 — that's 3.33%.
Your first 10 sales cost ₹0. Counting starts at your 11th, and it is ₹10 whether that order is ₹200 or ₹20,000.
The ₹10 fee starts on 22 September 2026.
PayInBio has not started charging the ₹10 fee. Every existing store was emailed on 23 August 2026, and the fee applies only to the sales you make after 22 September 2026.
What you get
There is nothing above this to upgrade to. COD works when your store opens. Pay on WhatsApp needs your number and one dashboard switch. UPI and cards are included once you connect your own activated Razorpay account.
Razorpay checks your PAN or identity, the bank account where it sends your money, any business documents it asks for, and your live store with policy pages. If it can verify you through central KYC records, activation can take minutes; manual review can take 3–4 working days. PayInBio links the Razorpay account you own — it does not create one.
The one thing that costs extra: connecting your own domain is ₹499, once — not a monthly add-on. Buy the domain from any registrar; we connect it and handle the SSL. Talk to us about it.
The parts that don't change
Razorpay settles every payment straight into your own bank account. It does not pass through PayInBio on the way, so there is nothing for us to delay, freeze or take a cut of.
₹10 on a ₹200 order. ₹10 on a ₹20,000 order. Growing your average order value is worth more to you here than it is anywhere that charges a share of it.
Our fee is invoiced to you and never appears at checkout. Your customer pays your price. Razorpay's own gateway charges are separate and go to Razorpay, on prepaid orders only.
There is no upgrade, because there is no tier above this one. Everything in the list above is included from the first day. Razorpay still has to activate your own account before UPI and card checkout can take live payments.
Ten sales to find out whether this works for you, before it costs you anything.
Create your free store